Human Resources > Benefits > Retiree Benefits > Retiree Medical Program

Retiree Medical Program

The university provides a retiree medical plan for faculty and staff who meet certain age and service requirements. The plan provides comprehensive coverage, including coverage for prescription drugs. For employees hired after April 1, 2006, retiring employees will pay 100 percent of the insurance premiums. For additional details, review the Understanding DePaul's Retiree Medical Plan document. For more about prescription drug coverage, review the Creditable Coverage Notice.

If you are enrolled in a DePaul medical plan at time of retirement, you have the ability to enroll in DePaul’s retiree medical coverage. More information will be provided at time of retirement. In lieu of retiree medical coverage, you may elect medical plan continuation under COBRA for up to 18 months. If you elect medical coverage through COBRA, you will irrevocably waive the retiree medical coverage and will not be permitted to enroll in the retiree medical plan when your COBRA benefits end.

2021 Medical Benefits Resources for Retirees

Open enrollment for 2021 benefits elections took place Oct. 26 - Nov. 6, 2020, and is now closed. Changes made during open enrollment took effect on Jan. 1, 2021. Below are the 2021 medical benefits materials.

Under-65 Medical Plans:

PPO Information (Please note that PPO is only under 65):

Over-65 Medical Plans:

Note: The drug list and formulary are current as of 1/1/2021, but are subject to change. HMO Information (Please note that HMO can be under or over 65):
In addition to the DePaul medical premium, participants in the over-65 medical plans will have to pay a premium to Medicare for Part B.Depending on your income level, you may also pay an Income Related Monthly Adjustment Amount (IRMAA). More information on the Part B premiums can be found on the Medicare website. Additionally, while you do not have to sign up for Medicare Part D separately, Part D is included in the Medicare Advantage plan. You may be required to pay a Part D income-related monthly adjustment amount (Part D-IRMAA). More information can be found on Medicare’s website or by reading Medicare Premiums: Rules for Higher-Income Beneficiaries.

2021 Benefits Webinars

Representatives from BCBS hosted webinars to provide highlights of 2021 plan benefits. Below are the presentation slides:

BlueCross Medicare Advantage FAQs and Extras

The Blue Cross Medicare Advantage plan is for DePaul retirees who are age 65 and over and eligible for Medicare. Find FAQs and several benefits of this plan that go above and beyond standard insurance benefits.

Medicare Advantage FAQs

Find answers to frequently asked questions about the Medicare Advantage plan. You can also contact Medicare Advantage Customer Service: 1-877-299-1008. (TTY/TDD users should call 711). 8:00 am - 8:00 pm Monday-Sunday.

Silver Sneakers Fitness Program

Blue Cross Medicare Advantage plans include the SilverSneakers Fitness Program to help you achieve your health and fitness goals. Members have access to thousands of participating locations across the country. Some locations even offer group exercise classes led by trained instructors at select locations. For more information, and to find SilverSneakers participating fitness locations, visit SilverSneakers or call 1-888-584-7389 (TTY 711), Monday – Friday, 8:00 a.m. to 8:00 p.m. ET.


Through our partnership with TruHearing, Blue Medicare Supplement Insurance plans provide coverage for routine hearing exams as well as discounts on hearing aids. Visit the TruHearing website  or call 1-844-799-3555 to speak with a hearing consultant. Click here to read about TruHearing allowance. They are open 8:00 a.m. – 8:00 p.m., local time.

Rewards and Incentives Program

The Rewards Program gives Blue Cross Medicare Advantage members a healthy and easy way to earn up to $100 in gift cards from national and local retailers. You receive a gift card of your choice for completing Healthy Actions throughout the year. Click here to read more about this program.

Second Domiciled Adult Coverage

An eligible employee who retires from DePaul University with a related or an unrelated Second Domiciled Adult (SDA) covered on the medical plan at the time of retirement may continue to cover the SDA as long as he/she continues to meet the Plan’s eligibility requirements. Refer to the Health Benefits Plans Summary Plan Description for additional details regarding eligibility and coverage.

The retired employee must pay the full cost of a Related SDA’s coverage regardless of the retired employee’s grandfathered group classification under the terms of the retiree medical plan. DePaul will share in the cost of coverage for an Unrelated SDA based on the retired employee’s grandfathered group classification (Refer to the Understanding Retiree Medical Plan Changes Brochure).