Human Resources > Benefits > Retiree Benefits > Your Transition Into Retirement
This section provides important information regarding the benefit options that you retain into retirement, and other benefit options that are no longer available.
This section does not address the
Retiree Medical Program. Please read this section carefully. If you have any questions about your benefit options and the transition into retirement, please contact the Benefits Department.
Please note: Retired employees’ dependents may not participate in the Tuition Exchange Program unless they have already been certified, accepted, and enrolled at a host institution at the time of the employee’s retirement. Visit the
Tuition Benefits page for more details.
Dental, vision, and the health care flexible spending account (if applicable) are not available in the retiree benefits program. They end as of the last day of the month in which you retire. If you wish to continue any of these plans, COBRA is your only option. You may elect to continue coverage under COBRA by paying the full cost of the plan shown on the COBRA enrollment form. A COBRA enrollment packet will be mailed to your home within 4 weeks of your retirement.
Find the current COBRA rates here.
For dental coverage, you may also wish to contact Delta Dental to purchase an individual policy. The dental products offered by Delta Dental are not sponsored by the university and are not part of the DePaul University Retiree Medical Plan or any other health benefits coverage sponsored by the university. If you decide to purchase dental through Delta Dental, then Delta Dental will perform all enrollment, billing and claims processing related to your coverage. For cost and complete details regarding this coverage, contact Delta Dental online at
mysmilecoverage.com or call (800) 971- 4108.
Group life insurance coverage as well as any spouse or dependent life insurance will end at 5 pm on your last day of work as an active employee. However, you do have the option to convert your coverage. When you convert coverage, you switch to an individual insurance policy. Evidence of Insurability is not required for conversion. You have 31 days from the date your group coverage terminates (your last day of work) to apply for insurance conversion with Lincoln Financial Insurance and pay your first premium. Please contact the Benefits team at 312-362-8232 or firstname.lastname@example.org as soon as possible if you would like conversion and/or portability paperwork sent to you.
Group accidental death and dismemberment (AD&D) insurance coverage, if you elected it, will end at 5 pm on your last day of work. This coverage is not available for conversion or porting by retiring employees.
Coverage under DePaul’s long term disability insurance will end at 5 pm on your last day of work. You have 31 days from the date your group coverage terminates (your last day of work) to apply for insurance conversion with Lincoln Financial Insurance and pay your first premium. Please contact the Benefits team at 312-362-8232 or email@example.com as soon as possible if you would like conversion paperwork.
The dependent care flexible spending account ends your last day worked. Contributions to your account will stop with your final paycheck. If you have funds remaining in your dependent care flexible spending account at time of termination, you may continue to submit claims for eligible expenses incurred through the last day of the plan year in which you were making contributions and the following grace period. There is no option to continue the dependent care flexible spending account through COBRA.
If you are paying premiums through payroll deduction, your policy will terminate at the end of the last pay period you are paid. You are, however, able to continue your policy by paying the premiums directly to the insurance carrier. To set up a direct billing arrangement with MetLife, call 800-438-6388.