Eligible faculty and staff are enrolled in the DePaul University basic life and long-term disability insurance plans effective the first day of the month following or coinciding with their date of employment. The university pays the full cost of these plans. Short-term disability through salary continuation becomes effective after the first 6 months of employment.
Life Insurance
Basic Life Insurance
The basic life insurance policy underwritten by The Hartford provides group term life coverage equal to one and a half times annual base or contract salary up to $300,000. The benefit is payable at the time of death or in advance for those who qualify.
Supplemental Life Insurance
Eligible faculty and staff may purchase supplemental life insurance for themselves up to five (5) times their annual base or contract salary up to $500,000.
Evidence of Insurability (E of I):
An E of I will be required during initial enrollment if electing 4 or 5 times your annual based salary. An E of I will be required if enrolling or increasing your election after your initial enrollment. You will be receiving an email with information on how to complete the E of I.
Accidental Death & Dismemberment (AD&D) Insurance
AD&D insurance may be purchased by eligible faculty and staff for up to five (5) times their annual base or contract salary, provided that amount is equal to their supplemental life insurance coverage amount.
Dependent Optional Life Insurance
Additional life insurance may be purchased for spouses or Second Domiciled Adults, and dependent children under this plan.
For additional details, review the Hartford Insurance Benefits Highlights Sheet.
Disability Insurance
Short-Term Disability
After completing 6 months of service, the short-term disability plan provides salary continuation to eligible faculty and staff who are unable to work due to a qualifying illness or injury. Eligible employees receive 100 percent of their base or contract salary for their Short-term Disability leave for the first 14 weeks of their leave and 60 percent of their base or contract salary for the balance of the leave starting on week 15 to a maximum total of 26 weeks.
Long-Term Disability
The long-term disability plan is designed to provide benefits for employees who are unable to work due to illness or injury for an extended period of time. After short-term disability benefits are exhausted, this plan may pay 66 and 2/3 percent of base or contract salary, less benefits received from Social Security or Workers’ Compensation, up to a maximum of $15,000 per month. Generally, benefits continue until the employee is no longer disabled, becomes otherwise ineligible or reaches age 65.
Vendor Contact Information
The Hartford
Customer Service: 1-888-563-1124
Email: gbclaimcslife@thehartford.com
DePaul's Life Insurance Policy Number: 715187