Human Resources > Benefits > Life & Disability Insurance
Basic Life Insurance The basic life insurance policy underwritten by The Hartford provides group term life coverage equal to one and a half times annual base or contract salary up to $300,000. The benefit is payable at the time of death or in advance for those who qualify.Supplemental Life Insurance Eligible faculty and staff may purchase supplemental life insurance for themselves up to five (5) times their annual base or contract salary up to $500,000.Accidental Death & Dismemberment (AD&D) Insurance AD&D insurance may be purchased by eligible faculty and staff for up to five (5) times their annual base or contract salary, provided that amount is equal to their supplemental life insurance coverage amount.Dependent Optional Life Insurance Additional life insurance may be purchased for spouses or Second Domiciled Adults, and dependent children under this plan.
For additional details, review the Hartford Insurance Benefits Highlights Sheet.
Short-Term DisabilityAfter completing 6 months of service, the short-term disability plan provides salary continuation to eligible faculty and staff who are unable to work due to a qualifying illness or injury. Eligible employees receive 100 percent of their base or contract salary for approximately half of their Short-term Disability leave (12 weeks for non-exempt employees and 14 weeks for exempt employees) and 60 percent of base or contract salary for the balance of the leave to a maximum total of 26 weeks.
Long-Term Disability The long-term disability plan is designed to provide benefits for employees who are unable to work due to illness or injury for an extended period of time. After short-term disability benefits are exhausted, this plan may pay 66 and 2/3 percent of base or contract salary, less benefits received from Social Security or Workers’ Compensation, up to a maximum of $15,000 per month. Generally, benefits continue until the employee is no longer disabled, becomes otherwise ineligible or reaches age 65.
The HartfordCustomer Service: 1-888-563-1124
DePaul's Life Insurance Policy Number: 715187