Human Resources > Benefits > Life & Disability Insurance
Eligible faculty and staff are enrolled in the DePaul University basic life and long-term disability insurance plans effective the first day of the month following or coinciding with their date of employment. The university pays the full cost of these plans. Short-term disability through salary continuation becomes effective after the first 6 months of employment.
Basic Life Insurance The basic life insurance policy underwritten by Lincoln Financial Group provides group term life coverage equal to one and a half times annual base or contract salary up to $300,000. The benefit is payable at the time of death or in advance for those who qualify for the “Living Choice” option.
Supplemental Life Insurance Eligible faculty and staff may purchase supplemental life insurance for themselves up to five (5) times their annual base or contract salary.
Accidental Death & Dismemberment (AD&D) Insurance AD&D insurance may be purchased by eligible faculty and staff for up to five (5) times their annual base or contract salary, provided that amount is equal to their supplemental life insurance coverage amount.
Dependent Optional Life Insurance Additional life insurance may be purchased for spouses or Second Domiciled Adults, and dependent children under this plan.
Short-Term Disability (STD) After completing 6 months of service, the STD plan provides salary continuation to eligible faculty and staff who are unable to work due to a qualifying illness or injury. Eligible employees receive 100 percent of their base or contract salary for approximately half of their STD leave (12 weeks for non-exempt employees and 14 weeks for exempt employees) and 60 percent of base or contract salary for the balance of the leave to a maximum total of 26 weeks.
Long-Term Disability (LTD) The LTD plan is designed to provide benefits for employees who are unable to work due to illness or injury for an extended period of time. After STD benefits are exhausted, this plan may pay 66-2/3 percent of base or contract salary, less benefits received from Social Security or Workers’ Compensation, up to a maximum of $15,000 per month. Generally, benefits continue until the employee is no longer disabled, becomes otherwise ineligible or reaches age 65.
Life InsuranceAccess through
myHR Main Menu > Self service > Benefits > Lincoln Financial
Life Insurance Policy # is SA3-8-40-443882-01Group Life Insurance Claims Unit(888) 787-2129 (8.00am-5.00pm Monday through Friday EST)