2018 VSP Vision Care Summary of Benefits
The vision plan provides a vision examination and either eyeglasses or contact lenses (but not both) once every 12 months. The plan is paid for entirely by employees.
Examinations are paid in full by network providers after a $10 co-payment. Eyeglasses can be purchased annually under the plan for as low as a $20 co-payment. There is also an annual allowance of $150 toward the cost of glasses or contact lenses. There may be additional out-of-pocket expense for lens coatings and cosmetic items such as designer frames, oversized lenses, tinted lenses, and lenses and frames that exceed the plan maximums (Note: The plan does provide discounts on these items).
When services are received from an out-of-network provider, the employee pays the full cost to the provider and then receives reimbursement from the insurer according to a limited schedule of allowances.