Human Resources > Public Service Loan Forgiveness

Public Service Loan Forgiveness

The Public Service Loan Forgiveness (PSLF) program encourages individuals to work full time in public service jobs. Under this program, borrowers may qualify for forgiveness of the remaining balance due on their eligible federal student loans after they have made 120 payments on those loans under certain repayment plans while employed full time by certain public service employers.

Qualifying for PSLF

To qualify for PSLF, you must:

  • be employed by a U.S. federal, state, local, or tribal government or not-for-profit organization (federal service includes U.S. military service);
  • work full-time for that agency or organization;
  • have Direct Loans (or consolidate other federal student loans into a Direct Loan);
  • repay your loans under an income-driven repayment plan*; and
  • make 120 qualifying payments.

(*This provision will be waived through October 31, 2022 as part of the limited PSLF waiver.)

For additional information about your eligibility for this program, review the information available on the U.S. Department of Education’s website detailing the Public Service Loan Forgiveness Program.

As an eligible borrower, you may periodically complete the PSLF Employment Certification Form (ECF) and submit it to the U.S. Department of Education to track your progress towards loan forgiveness.

Employer Certification

If you are a current or former DePaul employee and need your full-time employment at DePaul certified for the PSLF program, fill out section 1 of the PSLF Employment Certification Form (ECF) and submit your signed and dated form to the HR Central team in the Office of Human Resources by email at

HR Central will complete the employer information and certification sections and will return it to you by email within 1-2 business days.