Division of Student Affairs > Student Services > Health & Wellness > Health Resources > Health Insurance

Student Health Insurance

AHP website Frequently Asked Questions 

Last Updated: April 29, 2025

New students starting in Spring Quarter 2025:

When new students register for classes, they will be automatically added to the Academic HealthPlans (AHP) website portal where they need to waive or enroll in the UnitedHealthcare plan. Students who already have comparable active insurance coverage may opt out by submitting a waiver.

The deadline to submit a waiver is April 18.

Overview

DePaul University’s commitment to supporting students’ academic success and wellbeing is ongoing, and we continually explore ways to address evolving needs. As of the 2024-2025 academic year, DePaul requires all degree-seeking students to have active health insurance. Students who need coverage can enroll in the DePaul Student Health Insurance Plan provided by UnitedHealthcare. 

Academic HealthPlans (AHP) is DePaul’s health insurance broker. Through AHP’s website, students can learn more about plan benefits, rates, providers, waiver criteria, and waiver instructions.

Visit the AHP website


Students may also watch a recording of an AHP-hosted information session with details about the health insurance plan and website. 

Additional information about the plan is shared via email to students’ BlueM@il account (@depaul.edu). Academic HealthPlans will email students details about their enrollment or waiver status. If a student is not seeing messages from AHP in their inbox, they must check their Junk Email folder for emails with the domain @ahpcare.com and add it to their Safe Senders list, so AHP messages bypass the Junk Email folder.

Students can find updates and announcements on the Designing DePaul Health Student Insurance webpage. For assistance, email studentinsurance@depaul.edu.

Frequently Asked Questions

Eligibility and Coverage 

Yes, all degree-seeking students (part-time and full-time, undergraduate and graduate, and international) are required to have comprehensive active health coverage.

Certificate, endorsement, and licensure programs are not considered degree-seeking by the University and, therefore, do not apply.

No, students do not have to be covered by the Student Health Insurance Plan, but students are required to have health insurance that is comparable to the UnitedHealthcare PPO plan.   

Students who already have active coverage—such as an individual plan or through a parent’s or guardian’s plan—can submit a waiver to opt out of DePaul’s Student Health Insurance Plan with proof of comparable active insurance. Information on plans that qualify for a waiver is on the AHP website. 

Details about medical coverage for students can be found on the AHP health insurance website for DePaul students. Vision and dental are not included in the plan, but optional vision and dental plans are available for an additional fee paid directly to AHP.

View the Student Health Insurance Plan flyer on the AHP website for coverage dates. 

Yes, you are eligible for the Student Insurance plan at DePaul. Coverage is available to all degree-seeking students regardless of immigration status, place of residence, country of origin, or past medical history.

Enrollment and Billing 

As new students register for classes, they can access their AHP account using their DePaul email address (@depaul.edu) and enroll in coverage. Instructions are in the Student User Guide on the AHP website.

The Student Health Insurance Plan is reasonably priced at $800.00 per quarter for three quarters ($1,200.00 per semester for law students) for a full year of coverage. It provides coverage comparable to other premium insurance plans on the market.

Yes. The student health insurance premium charge will be reflected in your tuition bill on Campus Connect. If you secure a waiver by the waiver deadline, this charge will be removed from your bill. 

DePaul has included the cost of insurance into their Personal Cost of Attendance calculations and will show up on the tuition bill as an added fee. Financial aid funds can be used to pay for this insurance, although an automatic increase in aid will not take place, since not all students are utilizing this service. For information on the cost of attendance, please visit the Cost of Attendance webpage. Parent loans, private loans, or grad plus loans may also be an option. In addition, DePaul has a payment plan option for students to use as needed. Details can be found on the Payment Plans webpage. Contact OneDePaul for more information. 

Students can find an electronic copy of their insurance card or request a physical card through their UnitedHealthcare Student Resources account. Students will receive an email from UnitedHealthcare to their DePaul email address (@depaul.edu) with a direct link to create their account. If a student has not received this email, they should verify that they have enrolled in the student health insurance plan by logging into the AHP portal.

If a student cannot locate this email, they can create an account at uhcsr.com. Click "Login to My Account" and then "Register now."

Students need their Student Resources ID Number (SRID) to set up an account this way, which can be found through the AHP portal by:   

Step 1: Clicking on the three lines at the top right of the webpage  

Step 2: Going to "My Insurance"   

Step 3: Selecting “Enrollment”   

Students who do not enroll or submit a waiver by the deadline are automatically enrolled in the UnitedHealthcare plan and owe the $800 quarterly premium. The waiver deadlines for each quarter are posted on the AHP website. 

Yes, this fee for Student Health Insurance may be reimbursed by the VA. 

No. If a student has a dependent or family and is seeking health insurance coverage for them, please contact studentinsurance@depaul.edu about other resources.  

Waiver (Opt-Out) Process 

 

Students can access their AHP account using their DePaul email address (@depaul.edu) and submit a waiver. It’s helpful to have your health insurance card ready. Instructions are in the Student User Guide on the AHP website.

These are the upcoming waiver periods for new students during the 2024-25 academic year.

Winter Quarter 2025: Monday, November 11 through Friday, January 17
Spring Quarter 2025: Tuesday, February 18 through Friday, April 18

Waivers are valid through the rest of the academic year.

A list of acceptable international student health plans that qualify for a waiver is on the AHP website. The waiver process will be handled by insurance specialists at AHP. For assistance, email studentinsurance@depaul.edu. 

Termination

If you withdraw from the university before the deadline to drop classes without financial penalty, you will not be enrolled in the insurance plan. If you withdraw from the university after the deadline, you will continue to be enrolled in health insurance coverage for the entirety of the term and responsible for paying the fee. Please contact studentinsurance@depaul.edu with any questions.

For information about the withdrawal process, please review the Withdrawal Policy webpage.

It will be active through the end of the academic quarter/semester in which the student graduates, as long as they are enrolled in classes for their final quarter/semester. Students may contact studentinsurance@depaul.edu for further information. 

Miscellaneous

Only students who live in campus housing on DePaul’s Lincoln Park Campus can visit DePaul’s Student Health Clinic for assistance with their basic health care needs. Students who live at University Center in the Loop may purchase access to the clinic for $60 per quarter.  

Please refer to the Student Health Insurance Glossary for common terms and definitions. 

You may email your questions to studentinsurance@depaul.edu. 

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