DePaul University Division of Student Affairs > Support Services > Health & Wellness > Health Insurance

Health Insurance

Healthcare Marketplace:

While we do not provide a student health insurance plan, we encourage students to explore their options in the Healthcare Marketplace and work with local community organizations to provide support. This website provides information on a variety of Affordable Care Act compliant health insurance plans, as well as enrollment for Medicaid, if you qualify. Open enrollment for plans under the Affordable Care Act begins November 1st, but you may qualify to enroll now under the “Special Enrollment” provision.

Can you remain on your parent's insurance once you turn 26?

​​​​No. Several months before you turn 26 years old, start shopping for health insurance. At age 26, you are responsible for signing up for your own coverage. Contact a licensed In Person Couns​​​​elor to explore your health insurance options. Outside the Open Enrollment Period, you may qualify for a Special Enrollment Period.​

What qualifies for a Special Enrollment Period under the Affordable Care Act?

Life events that may qualify you for a Special Enrollment period include:
  1. ​Getting married
  2. Having a child
  3. Adopting a child or placing a child for adopt​​ion or foster care
  4. Losing health coverage
  5. Moving to a new residence
  6. Gaining citizenship or lawful presence in the United States
  7. Leaving incarceration (i.e. jail or pris​​on)
  8. Having a change in income
You have 60 days from the life changing event to enroll.​​

How do you get enrolled in a plan?

​​​​​Contact a licensed In Person Counselor for assistance in exploring your health insurance options. Visit getcoveredillinois.gov​​​ to locate In Person Counselors in your area. ​​You can enroll online at Healthcare.gov and In Person Counselors can assist you in navigating the enrollment process.

How much does it cost?

​​​The cost of your health insurance depends on your income and household size. Some individuals may qualify for Medicaid and others for private health care plans in the Marketplace that differ according to the percentage of coverage of a person’s care. Your monthly premium is determined by your selection of a health care plan. There is no monthly premium if you qualify for Medicaid. There is no cost to enroll ​​in either Medicaid or Marketplace.

When is the enrollment period?

​​​Open​​ enrollment begins November 1st.  Those who may qualify for Medicaid are able to enroll at any time throughout the year.

Can out-of-state students enroll in the Marketplace?

​​​​​Yes. The Marketplace is the federal government health insurance exchange to which any person may apply​. The initial screening prompts you to identify the state in which you are seeking coverage. The application requests both a permanent address (of the state of which you are a resident) and a mailing address. 

Are there any diagnoses that might be problematic when enrolling through the Marketplace?

Un​​der the Affordable Care Act, no insurer (group or individual plan) can reject or exclude a person for any pre-existing medical condition.

What if you are an international student?

The U.S. does not have a national health care system like many other countries. If a person does not have health insurance and needs medical assistance, s/he is responsible for paying all medical fees. The cost of medical care is very expensive and the fastest rising expense in the U.S. today.  Visit the Office of International Student and Scholar Servicces for more information on health insurance options for international students.

Other resources regarding enrollment in the Healthcare Marketplace include:

Patient Innovation Center
www.patientinnovationcenter.org
Dedicated DePaul line: 312.487.4224

  • From 9am - 4pm, the phone is answered by a Patient Innovation Center (PIC) live operator (in-house). If the live operator is unavailable, it will go to PIC voice mail and the operator will call back the same day. After hours, it is answered by contracted Live Center Operators and they are scripted to read a message specifically for DePaul students. The call, if answered during off hours, will be directed to one of the PIC navigators to assist DePaul students on the next business day.

Makeda London
ACA Outreach & Enrollment Team
Near North Health Service Corporation
(773) 268-7600 X2231
mlondon@nm.org
www.nearnorthhealth.org

More information on Health Care Coverage: http://health.younginvincibles.org/


Health Insurance for International Students:

DePaul University is now offering a new, comprehensive and affordable health insurance plan for international students.  This health plan is offered through ISO Student Health Insurance. For more information on this plan visit International Programs.