Division of Student Affairs > Student Services > Health & Wellness > Health Resources > Health Insurance

Student Health Insurance

AHP website Frequently Asked Questions Contact

Last Updated: July 8, 2026​

Autumn Term 2026-27 Notification

All degree-seeking students at DePaul must have active health insurance coverage. You will be opted in and billed for DePaul’s Student Health Insurance Plan unless you submit a waiver with proof of comparable coverage by September 25, 2026. 

This is an annual process—you must take action even if you were enrolled or opted out last year.  

If you NEED DePaul’s Student Health Insurance Plan, enroll now:  

  • Log into the AHP web portal and select “I want to Enroll.” You must be registered for Autumn classes to access the  AHP portal.
  • Coverage for undergraduate and graduate students begins September 1, 2026.  For Law students, coverage begins August 18, 2026.
  • Information on coverage dates and rates is on the AHP website.

If you DO NOT need DePaul’s Student Health Insurance Plan, you must submit a waiver to avoid being billed:  

  • Log into the AHP web portal and select “I want to Waive.” You must be registered for Autumn classes to access the AHP portal.
  • Have your proof of insurance coverage ready (e.g., health insurance card).
  • Plan requirements for comparable coverage are on the AHP website.  
  • For further details, watch the waiver process video.

Overview

DePaul University’s commitment to supporting students’ academic success and wellbeing is ongoing, and we continually explore ways to address evolving needs. DePaul requires all degree-seeking students to have active health insurance. Students who need coverage can enroll in the DePaul Student Health Insurance Plan provided by UnitedHealthcare.  

Academic HealthPlans (AHP) is DePaul’s health insurance broker. Through AHP’s website, students can learn more about plan benefits, rates, providers, waiver criteria, and waiver instructions.

Visit the AHP website

Students may also watch a recording of an AHP-hosted information session with details about the health insurance plan and website. 

Additional information about the plan is shared via email to students’ BlueM@il account (@depaul.edu). Academic HealthPlans will email students details about their enrollment or waiver status. If a student is not seeing messages from AHP in their inbox, they must check their Junk Email folder for emails with the domain @ahpcare.com and add it to their Safe Senders list, so AHP messages bypass the Junk Email folder.

Students can find updates and announcements on the Designing DePaul Health Student Insurance webpage. 

Contact

For questions about your enrollment or waiver status, contact Academic HealthPlans by:

  • Submitting an online request, or 
  • Calling 1-855-393-1295 (toll-free) 

For general inquiries, please email studentinsurance@depaul.edu. 

Frequently Asked Questions

Eligibility and Coverage 

Yes, all degree-seeking students (part-time and full-time, undergraduate and graduate, and international) are required to have comprehensive active health coverage.

Certificate, endorsement, and licensure programs are not considered degree-seeking by the University and, therefore, do not apply.

No, students do not have to be covered by the Student Health Insurance Plan, but students are required to have health insurance that is comparable to the UnitedHealthcare PPO plan.   

Students who already have active coverage—such as an individual plan or through a parent’s or guardian’s plan—can submit a waiver to opt out of DePaul’s Student Health Insurance Plan with proof of comparable active insurance. Information on plans that qualify for a waiver is on the AHP website. 

Details about medical coverage for students can be found on the AHP health insurance website for DePaul students. Vision and dental are not included in the plan, but optional vision and dental plans are available for an additional fee paid directly to AHP.

View the Student Health Insurance Plan flyer on the AHP website for coverage dates. 

Yes, you are eligible for the Student Insurance plan at DePaul. Coverage is available to all degree-seeking students regardless of immigration status, place of residence, country of origin, or past medical history.

Enrollment and Billing 

As new students register for classes, they can access their AHP account using their DePaul email address (@depaul.edu) and enroll in coverage. Instructions are in the Student User Guide on the AHP website.

The Student Health Insurance Plan is reasonably priced at $830.00 per quarter for three quarters ($1,245.00 per semester for law students) for a full year of coverage. It provides coverage comparable to other premium insurance plans on the market.

Yes. The student health insurance premium charge will be reflected in your tuition bill on Campus Connect. If you secure a waiver by the waiver deadline, this charge will be removed from your bill. 

DePaul has included the cost of insurance into their Personal Cost of Attendance calculations and will show up on the tuition bill as an added fee. Financial aid funds can be used to pay for this insurance, although an automatic increase in aid will not take place, since not all students are utilizing this service. For information on the cost of attendance, please visit the Cost of Attendance webpage. Parent loans, private loans, or grad plus loans may also be an option. In addition, DePaul has a payment plan option for students to use as needed. Details can be found on the Payment Plans webpage. Contact OneDePaul for more information. 

Students can find an electronic copy of their insurance card or request a physical card through their UnitedHealthcare Student Resources account. Students will receive an email from UnitedHealthcare to their DePaul email address (@depaul.edu) with a direct link to create their account. If a student has not received this email, they should verify that they have enrolled in the student health insurance plan by logging into the AHP portal.

If a student cannot locate this email, they can create an account at uhcsr.com. Click "Login to My Account" and then "Register now."

Students need their Student Resources ID Number (SRID) to set up an account this way, which can be found through the AHP portal by:   

Step 1: Clicking on the three lines at the top right of the webpage  

Step 2: Going to "My Insurance"   

Step 3: Selecting “Enrollment”   

Students who do not enroll or submit a waiver by the deadline are automatically enrolled in the UnitedHealthcare plan and owe the $830 quarterly premium. The waiver deadlines for each quarter are posted on the AHP website. 

Yes, this fee for Student Health Insurance may be reimbursed by the VA. 

No. If a student has a dependent or family and is seeking health insurance coverage for them, please contact studentinsurance@depaul.edu about other resources.  

Waiver (Opt-Out) Process 

 

Students can access their AHP account using their DePaul email address (@depaul.edu) and submit a waiver. It’s helpful to have your health insurance card ready. Instructions are in the Student User Guide on the AHP website.

For waiver periods, visit the Waiver page on the Academic HealthPlans (AHP) website for DePaul students. 

Students must reach out to Academic HealthPlans (AHP) at 1-855-393-1295 or submit a request ticket as decisions on waiver approvals are determined by AHP. 

A list of acceptable international student health plans that qualify for a waiver is on the AHP website. The waiver process will be handled by insurance specialists at AHP. For assistance, email studentinsurance@depaul.edu. 

Termination

If you withdraw from the university before the deadline to drop classes without financial penalty, you will not be enrolled in the insurance plan. If you withdraw from the university after the deadline, you will continue to be enrolled in health insurance coverage for the entirety of the term and responsible for paying the fee. Please contact studentinsurance@depaul.edu with any questions.

For information about the withdrawal process, please review the Withdrawal Policy webpage.

It will be active through the end of the academic quarter/semester in which the student graduates, as long as they are enrolled in classes for their final quarter/semester. Students may contact studentinsurance@depaul.edu for further information. 

Miscellaneous

Only students who live in campus housing on DePaul’s Lincoln Park Campus can visit DePaul’s Student Health Clinic for assistance with their basic health care needs.

Please refer to the Student Health Insurance Glossary for common terms and definitions. 

You may email your questions to studentinsurance@depaul.edu.