Can you remain on your parent's insurance once you turn 26?
No. Several months before you turn 26 years
old, start shopping for health insurance. At age 26, you are responsible for
signing up for your own coverage. Contact a licensed In Person Counselor to
explore your health insurance options. Outside the Open Enrollment
Period, you may qualify for a Special Enrollment Period.
What qualifies for a Special Enrollment Period under the Affordable Care Act?
Life events that may qualify you for a Special Enrollment period include:
- Getting married
- Having a child
- Adopting a child or placing a child for adoption or foster care
- Losing health coverage
- Moving to a new residence
- Gaining citizenship or lawful presence in the United States
- Leaving incarceration (i.e. jail or prison)
- Having a change in income
You have 60 days from the life changing event to enroll.
How do you get enrolled in a plan?
Contact a licensed In Person Counselor for
assistance in exploring your health insurance options. Visit getcoveredillinois.gov to locate In
Person Counselors in your area. You can enroll online at Healthcare.gov and In
Person Counselors can assist you in navigating the enrollment process.
How much does it cost?
The cost of your health insurance depends
on your income and household size. Some individuals may qualify for Medicaid and others for
private health care plans in the Marketplace that differ according to the percentage of coverage of a person’s
care. Your monthly premium is determined by your selection of a health care plan. There is no monthly
premium if you qualify for Medicaid. There is no cost to enroll in either Medicaid or Marketplace.
When is the enrollment period?
Open enrollment begins November 1st. Those who may qualify for Medicaid are able to enroll at any time throughout the year.
Can out-of-state students enroll in the Marketplace?
Yes. The Marketplace is the federal government health insurance exchange to which any person may apply
. The initial screening prompts you to identify the state in which you are seeking coverage. The application requests both a permanent address (of the state of which you are a resident) and a mailing address.
Advocate Health Care
Advocate Health Care's Transition Support Program helps students and community members navigate the health care system, including health insurance enrollment and getting access to hundreds of doctors and clinics in Chicagoland.
In order to qualify for this service, you must reside in the Chicagoland area or be a student in a university in Chicagoland and/or be experiencing hardship with health needs.
Get connected by:
- Calling Advocate Health Care directly at 773-296-5523 | Hours: Monday - Friday from 8:00AM - 4:00PM
- Make an appointment with HPW to assist with a direct referral by emailing firstname.lastname@example.org.
Insurance for International Students
DePaul University is now offering a new, comprehensive and affordable health insurance plan for international students. This health plan is offered through ISO Student Health Insurance. For more information on this plan visit: International