Benefits While Traveling Internationally

Reimbursement is provided for emergency /accident care. If the member has an accident or emergency they should seek medical treatment at the closest hospital or emergency room. Treatment for accidents or medical emergencies are covered. The member would need to pay up front and submit the detailed billing with all receipts attached to the appropriate claim form. Employees should make a copy for their records.

If traveling outside the United States, prescriptions should be obtained in the quantity needed for the duration of the stay, prior to the departure date.

There are NO exclusions for war or acts of terrorism under these medical plans.

Travel out of the country is considered Out of Area. If the member has an accident or has a medical emergency, they should seek medical attention at a hospital emergency room. Treatment for accidents and medical emergencies are covered when the appropriate diagnosis code is indicated on the claim form for the inpatient or outpatient provider. Benefits for follow up care will be covered if the services were a result of an accident or medical emergency and the member is unable to return home to their medical group/IPA for treatment.

The member is responsible for paying the claim out of pocket and then for submitting the claim to HMO Illinois for reimbursement. All reimbursements for foreign claims are made to the member.

If traveling outside the United States, prescriptions should be obtained in the quantity needed for the duration of the stay, prior to the departure date.

There are NO exclusions for war or acts of terrorism under the HMO IL plan.

There are NO exclusions for war or acts of terrorism under the The Hartford Basic or Supplemental Life Insurance plans.

No Accidental Death and Dismemberment benefits are payable for any loss that is caused by war, declared or undeclared, or any act of war. Refer to The Hartford insurance policy for additional details.

The long term disability policy will not cover any disability due to war, declared or undeclared, or any act of war. Refer to The Hartford long-term disability policy for additional details.

There are three workers compensation policies:

1) Domestic workers compensation covers international travel 30 consecutive days.
2) International workers compensation includes emergency evacuation services.
3) Defense Base Act (DBA) workers compensation covers travel to places like Iraq.
Please contact the Treasurer’s Office for more information - Brian Henson at x27161.

Individual evacuation policies can be secured with International SOS or Travelgard. Contact the Benefits Team at 312-362-8232 for the name of a contact at International SOS.

Monitor travel warnings issued by the Department of State. For more information, go to the following website: https://travel.state.gov/content/travel/en.html