Human Resources > Benefits > 403(b) Retirement Plan > Manage Beneficiaries

Manage Beneficiaries

Designate, update and manage your retirement account beneficiaries.

Your beneficiary will inherit your 403(b) retirement plan accumulations in the event of your death. You should designate a beneficiary when you enroll in the plan, and update it if you experience a life-changing event such as a marriage, divorce, birth of a child, death in the family.

Please review your beneficiary designation periodically to make sure the person(s) you want to receive your benefits are properly designated. If you die without having named a beneficiary and are married at the time of death, your spouse will automatically serve as the beneficiary. If you are not married, your estate receives the entire accumulation.

Note, there are separate designations for Fidelity balances and TIAA balances. So if you have 403(b) account balances at both fund sponsors, you will need to designate your beneficiaries by contacting each separately:

  • Fidelity’s Online Beneficiaries Service is available through NetBenefits. Simply log into your account at, click Profile, then Beneficiaries. Or you may call Fidelity at 800-343-0860 and speak to a representative, Monday through Friday, from 7am-11pm CT.

  • TIAA’s Online Beneficiaries Service is available by logging into your account at Click My Account, then Change Beneficiaries. Or you may call TIAA at 800-842-2252 Monday through Friday, from 7am-9pm CT, or Saturday from 8am-5pm.